Mortgage Lenders & Brokers
Do you have customers with low scores or NO SCORES?
Do you have customers that have never had traditional credit? We can be of help.
MCC will provide lenders and consumers Non-Traditional Credit Reports based on the most current information available from non-traditional sources. We will compile verified account information, provided by consumer, from utility companies, landlords and any other source that may extend credit to a consumer. This information is presented in an easy-to-read format similar to the standard credit report. These reports are primarily designed for consumers who do not have credit file information or creditor history in the traditional format from the major repositories.
For those customers who have moved to the United States and are establishing credit in this country, we can help by providing credit information from abroad. Our International Credit Report is similarly formatted to the traditional credit report.
Please contact us if you would like to use our services, just click on the following link to setup service.
Credit Report Issues
Merged Files
Outdated Information
Inaccurate Information
Do you have applicants with low scores, no scores, or just customers trying to obtain a better rate? Do they leave feeling confused and frustrated — not knowing what their next step should be? Let the consultants at Maine Credit Consulting, Inc. be of service to you and your customers.
We will meet directly with your customer to complete an in depth analysis of the information that appears on their file from summary to inquires and help them understand how good and bad information affects their score. We also offer Written & Verbal Summary Reports (at a reduced price) for those customers who cannot find extra time in their busy schedules to visit our office. MCC offers guidance and suggestions to increase their overall scores as well as provides all the necessary tools to help them dispute outdated and/or inaccurate information that appears on their files.
SEMINARS: Having a "First Time Homebuyer Seminar" We’d be happy to provide you with brochures and literature describing our service. Customers who deal with credit issues before purchasing, can save themselves a lot of time and heartache!
SUPPLEMENTS: MCC also supplies supplement information for lenders by contacting creditors during the loan process to update information required prior to closing. Our turn around time is approximately 2 days depending upon the creditor and their privacy requirements. A tradeline update request form is required along with a signed consent form from the consumer.
Ask us about our Non-Traditional and International Credit Reports.(see our link)
MCC has worked closely with many Mortgage Companies, Banks and Credit Unions in the State of Maine helping Maine Consumers.
Call for our references!!
Please contact us if you would like to use our services. see supplement link under "Non Traditional CRT".